Terms of service
Last Updated: Sep 12, 2026
These Terms of Service (“Terms”) apply to your access to and use of the website located at culturepolicy.org and other online sites, products, and services (collectively, our “Services”) provided by the Culture and Arts Policy Institute, a New York not-for-profit corporation (“Institute,” “we,” or “us”).
PLEASE READ THESE TERMS CAREFULLY. By accessing or using our Services, you agree to be bound by these Terms and all terms incorporated by reference.
If you do not agree to these Terms in their entirety, do not use our Services.
We may change these Terms from time to time. If we make changes, we will notify you by email, through our Services, or by updating the date at the top of these Terms. Unless we say otherwise in our notice, the amended Terms will be effective immediately, and your continued use of our Services after we provide such notice will confirm your acceptance of the changes. For changes that materially reduce your rights or materially increase your obligations, we will provide at least 30 days’ advance notice by email or in-Service notice. Material changes will become effective on the stated date. Changes addressing new features, legal requirements, or security may take effect immediately.
If you do not agree to the amended Terms, you must stop using our Services.
If you have any questions about these Terms or our Services, please contact us.
PRIVACY
For information about how we collect, use, share, or otherwise process information about you, please see our Privacy Policy.
ELIGIBILITY
You must be at least 16 years of age to use our Services. If you are under 18 years of age (or the age of legal majority where you live), you may use our Services only under the supervision of a parent or legal guardian who agrees to these Terms. If you are a parent or legal guardian of a user under the age of 18 (or the age of legal majority), you agree to be fully responsible for the acts or omissions of such user in relation to our Services.
If you use our Services on behalf of another person or entity, (a) all references to “you” throughout these Terms will include that person or entity, (b) you represent that you are authorized to accept these Terms on that person’s or entity’s behalf, and (c) in the event you or the person or entity violates these Terms, the person or entity agrees to be responsible to us.
You may not use the Services if you are located in, or a citizen or resident of, any state, country, territory, or other jurisdiction that is embargoed by the United States or where your use of the Services would be illegal or otherwise violate any applicable law. You represent and warrant that you are not on any U.S. restricted party list, that you are not a citizen or resident of any such jurisdiction, and that you will not use any Services while located in any such jurisdiction. You also may not use the Services if you are located in, or a citizen or resident of, any other jurisdiction where we have determined, at our discretion, to prohibit use of the Services. We may implement controls to restrict access to the Services from any such jurisdiction. You will comply with this paragraph even if our methods to prevent use of the Services are not effective or can be bypassed.
USER ACCOUNTS AND ACCOUNT SECURITY
You may need to register for an account to access some or all of our Services. If you register for an account, you must provide accurate account information and promptly update this information if it changes. You also must maintain the security of your account and promptly notify us if you discover or suspect that someone has accessed your account without your permission. If you permit others to use your account credentials, you are responsible for the activities of such users that occur in connection with your account. We reserve the right to reclaim usernames, including on behalf of businesses or individuals that hold legal claim, including trademark rights, in those usernames.
USER CONTENT; MATERIALS
USER CONTENT
Our Services may allow you and other users to create, post, store, upload, and share content, including culture and arts datasets, research reports, policy analyses, advocacy briefs, statistical data, budget analyses, survey results, photographs, images, audio and video recordings, maps, visualizations, textual commentary, and other materials, as well as messages, comments, links, and other materials (collectively, “User Content”). Except for the license you grant below, you retain all rights in your User Content, as between you and the Institute.
Unless otherwise specified, all User Content uploaded to the Services will be made publicly available and accessible for other users to view, access, and download. Do not upload any User Content you do not want to make publicly available.
MATERIALS AND OUTPUT
You agree and instruct that we may process User Content, input, and other materials you provide (collectively, “Materials”) and generate output based on the Materials (“Output”). As between you and the Institute, you retain ownership rights in your Materials. You represent and warrant that you have all rights, licenses, and permissions needed to provide Materials to our Services and for us to perform the Services, including, without limitation, the right to make the Materials publicly available and downloadable, and to permit other users of the Services to access, use, and download the Materials. You are responsible for your Materials and use of any Output. You are solely responsible for evaluating any Output for accuracy and appropriateness for your use case.
LICENSE GRANT
You grant the Institute and its subsidiaries and affiliates a perpetual, irrevocable, nonexclusive, royalty-free, worldwide, fully paid, and sublicensable right and license to process, reproduce, distribute, publicly display, publicly perform, make available for download by other users and the general public, and otherwise use and display the Materials and perform all acts with respect to the Materials as may be necessary or useful for the Institute to: (a) perform, operate, maintain, and improve the Services, including making Materials publicly available and downloadable; (b) use, share, and otherwise process the Materials in accordance with our Privacy Policy; (c) maintain, provide, and develop the Services and otherwise develop, innovate, and improve our technologies and offerings, including to train, retrain, fine-tune, validate, update, improve, and otherwise innovate our artificial intelligence and machine learning models and algorithms; and (d) generate or develop deidentified data from the Materials and any derivatives that do not directly or indirectly identify you or any individual (the “Deidentified Data”). As between the parties, the Institute solely owns all right, title, and interest in and to any Deidentified Data and any data, information, and material the Institute creates using such Deidentified Data. Deidentified Data may be made publicly available and may be used for any legal purpose, so long as the Deidentified Data does not directly or indirectly identify you or any individual. In addition, you acknowledge and agree that we may monitor, collect, use, and store anonymous and aggregate statistics regarding your use of the Services (collectively, “Analytic Data”).
YOUR OBLIGATIONS
You may not create, post, store, upload, or share any User Content that violates these Terms or for which you do not have all the rights necessary to grant the Institute the license described above, including the right to make such User Content publicly available and downloadable. You represent and warrant that:
- Your User Content, and our use of such content as permitted by these Terms, will not violate any rights of or cause injury to any person or entity.
- You have all necessary rights, licenses, consents, and permissions to upload and publicly share your User Content through the Services, including any intellectual property rights, rights of publicity, and rights of privacy.
- Your User Content does not contain any personally identifiable information of any individual, including names, addresses, phone numbers, email addresses, Social Security numbers, or other information that could be used to identify a specific individual, unless such individual has provided prior, express, written consent for inclusion of such information.
- You are solely responsible for ensuring that uploading and publicly distributing your User Content through the Services complies with all applicable laws and does not infringe or misappropriate the intellectual property, privacy, or other rights of any third party.
Although the Institute has no obligation to screen, edit, or monitor User Content, we may delete or remove User Content at any time, for any reason, with or without notice.
PUBLICLY AVAILABLE MATERIALS: DOWNLOADING AND USE BY OTHERS
By uploading User Content to the Services, you acknowledge and agree that such User Content will be made publicly available on the Services for other users and visitors to view, access, and download. Other users who access or download User Content from the Services do so subject to these Terms. Users who download User Content from the Services agree that they will: (a) use downloaded materials in compliance with all applicable laws; (b) respect the intellectual property and other rights of the uploading user and any third parties; (c) not misrepresent the source or authorship of downloaded materials; and (d) not use downloaded materials for any unlawful purpose.
WAIVER OF RESPONSIBILITY AND LIABILITY
The Institute takes no responsibility and assumes no liability for any User Content posted, stored, uploaded, accessed, or downloaded by you or any third party, or for any loss or damage thereto, incomplete or inaccurate User Content, or for any user conduct, nor is the Institute liable for any mistakes, defamation, slander, libel, omissions, falsehoods, obscenity, or profanity you may encounter. We enforce the User Content or conduct rules set forth in these Terms solely at our discretion, and failure to enforce them in some instances does not constitute a waiver of our right to enforce them in other instances. In addition, these rules do not create any private right of action for any third party or any reasonable expectation that our Services will not contain content prohibited by such rules. As a provider of interactive services, the Institute is not liable for any statements, representations, or User Content provided by users in any public forum or other area of the Services. Although the Institute has no obligation to screen, edit, or monitor any User Content, we reserve the right, and have absolute discretion, to remove, screen, or edit any User Content posted or stored on our Services at any time and for any reason without notice.
ARTIFICIAL INTELLIGENCE FEATURES
The Services may include artificial intelligence functionality (“AI Features”) that enables users to navigate, search, interpret, and analyze datasets, research materials, and other content available on the Services (“AI Output”). AI Features are designed to help users explore and understand the culture and arts data and materials hosted on the Services.
AI OUTPUT — OWNERSHIP AND RESPONSIBILITY
In addition to any User Content you submit, you are solely responsible for any AI Output you receive and your use of it. You may use AI Output for your own personal or organizational, non-commercial purposes. The Institute may use and otherwise exploit all AI Output in the same way and under the same terms as for User Content. Without limiting the foregoing, the Institute may use AI Output to train, retrain, fine-tune, validate, update, improve, and otherwise innovate its products and services, including artificial intelligence and machine learning models and algorithms.
As between the parties, to the extent permitted by applicable law and subject to these Terms, you will own all right, title, and interest (including all intellectual property rights) in any AI Output. Subject to these Terms, the Institute will not assert any ownership rights in any AI Output that arises solely from the creation of it by your use of the Services. You understand that, due to the nature of the Services and artificial intelligence generally, output may not be unique and other users may receive similar or identical output from the Services. Accordingly, the statement of non-assertion above does not extend to other users’ output, to any of the Institute’s Services, or to any other technology or intellectual property of the Institute.
THIRD-PARTY AI SERVICE PROVIDERS
The AI Features may be powered in whole or in part by third-party artificial intelligence service providers. By using the AI Features, you acknowledge and agree that your Materials and other inputs may be transmitted to and processed by such third-party providers in order to generate AI Output. The Institute selects its third-party providers with care but does not control the third-party provider’s systems. The Institute’s use and sharing of your information in connection with AI Features is described further in our Privacy Policy.
LIMITATIONS AND DISCLAIMERS
Because machine learning is probabilistic, AI Features may produce AI Output that is not accurate, reliable, safe, or beneficial. Accordingly, when using any AI Features, you understand and agree:
- AI Output may not always be accurate. You should not rely on AI Output as a substitute for professional advice.
- You are solely responsible for verifying the accuracy, completeness, and suitability of any AI Output before using or sharing it.
- AI Features may provide incomplete, incorrect, or offensive AI Output that does not represent the Institute’s views. If AI Output references any third-party products or services, it does not mean the third party endorses or is affiliated with the Institute.
RESTRICTIONS ON USE OF AI FEATURES
You may not: (a) use any AI Output or the AI Features to generate, distribute, or rely upon content that is false, misleading, or reasonably likely to cause harm; (b) represent any AI Output as having been generated solely by a human; (c) attempt to reverse engineer or extract any source data, model weights, or training information from the AI Features; or (d) otherwise use AI Output in a manner that violates any applicable laws or regulations or these Terms.
You agree to comply with all instructions we provide related to any AI Feature.
PROHIBITED CONDUCT AND CONTENT
You will not violate any applicable law, contract, intellectual property right, or other third-party right or commit a tort, and you are solely responsible for your conduct while using our Services. In addition, you will not:
- Engage in any harassing, threatening, intimidating, predatory, or stalking conduct;
- Use or attempt to use another user’s account without authorization from that user and us;
- Impersonate or post on behalf of any person or entity or otherwise misrepresent your affiliation with a person or entity;
- Sell, resell, or commercially use our Services;
- Use the Services to create a competing service (even if you only use that other service internally);
- Copy, reproduce, distribute, publicly perform, or publicly display all or portions of our Services, except as expressly permitted by us or our licensors;
- Modify our Services, remove any proprietary rights notices or markings, or otherwise make any derivative works based upon our Services;
- Use our Services other than for their intended purpose and in any manner that could interfere with, disrupt, negatively affect, or inhibit other users from fully enjoying our Services, or that could damage, disable, overburden, or impair the functioning of our Services in any manner;
- Reverse engineer any aspect of our Services or do anything that might discover source code or bypass or circumvent measures employed to prevent or limit access to any part of our Services;
- Attempt to circumvent any content-filtering techniques we employ or attempt to access any feature or area of our Services that you are not authorized to access;
- Use any data mining, robots, or similar data gathering or extraction methods designed to scrape or extract data from our Services in a manner that circumvents or overburdens the Services;
- Develop or use any applications that interact with our Services without our prior written consent;
- Send, distribute, or post spam, unsolicited or bulk commercial electronic communications, chain letters, or pyramid schemes;
- Bypass or ignore instructions contained in our robots.txt file; or
- Use our Services for any illegal or unauthorized purpose, or engage in, encourage, or promote any activity that violates these Terms.
You may also post or otherwise share only User Content that is nonconfidential and that you have all necessary rights to disclose and make publicly available. You may not create, post, store, upload, or share any User Content that:
- Is unlawful, libelous, defamatory, obscene, pornographic, indecent, lewd, suggestive, harassing, threatening, invasive of privacy or publicity rights, abusive, inflammatory, or fraudulent;
- Would constitute, encourage, or provide instructions for a criminal offense, violate the rights of any party, or otherwise create liability or violate any local, state, national, or international law;
- May infringe any patent, trademark, trade secret, copyright, or other intellectual or proprietary right of any party;
- Contains or depicts any statements, remarks, or claims that do not reflect your honest views and experiences;
- Impersonates, or misrepresents your affiliation with, any person or entity;
- Contains any unsolicited promotions, political campaigning, advertising, or solicitations;
- Contains any personally identifiable information of a third party without such third party’s consent;
- Contains any viruses, corrupted data, or other harmful, disruptive, or destructive files or content; or
- In our sole judgment, is objectionable, restricts or inhibits any other person from using or enjoying our Services, or may expose us or others to any harm or liability of any type.
Enforcement of this Section 6 is solely at our discretion, and failure to enforce this Section 6 in some instances does not constitute a waiver of our right to enforce it in other instances. In addition, this Section 6 does not create any private right of action for any third party or any reasonable expectation that the Services will not contain any content prohibited by such rules.
OWNERSHIP; LIMITED LICENSE
Our Services, Deidentified Data, and Analytic Data, including the text, graphics, images, photographs, videos, illustrations, and other content contained in them, are owned by the Institute or our licensors and are protected under both United States and foreign laws. Except as explicitly stated in these Terms, all rights in and to our Services are reserved by the Institute or our licensors. Subject to your compliance with these Terms, you are hereby granted a limited, nonexclusive, nontransferable, non-sublicensable, revocable license to access and use our Services for your own personal or organizational, non-commercial use. Any use of our Services other than as specifically authorized in these Terms, without our prior written permission, is strictly prohibited, will terminate this license, and will violate our intellectual property rights.
TRADEMARKS
“Culture and Arts Policy Institute” and our logos, our product or service names, our slogans, and the look and feel of our Services are our trademarks and may not be copied, imitated, or used, in whole or in part, without our prior written permission. All other trademarks, registered trademarks, product names, and company names or logos mentioned on our Services are the property of their respective owners. Reference to any products, services, processes, or other information by trade name, trademark, manufacturer, supplier, or otherwise does not constitute or imply endorsement, sponsorship, or recommendation by us.
FEEDBACK
You may voluntarily post, submit, or otherwise communicate to us any questions, comments, suggestions, ideas, original or creative materials, or other information about us or our Services (collectively, “Feedback”). You understand that we may use such Feedback for any purpose, commercial or otherwise, without acknowledgment or compensation to you, including, without limitation, to develop, copy, publish, or improve the Feedback in our sole discretion. In addition, you waive any so-called “moral rights” or rights of privacy or publicity in the Feedback. You understand that we may treat Feedback as nonconfidential.
REPEAT INFRINGER POLICY; COPYRIGHT COMPLAINTS
Under the Digital Millennium Copyright Act and other applicable law, we have adopted a policy of terminating, in appropriate circumstances, the accounts of users who repeatedly infringe others’ intellectual property rights. If you believe that anything on our Services infringes any copyright that you own or control, you may notify our designated agent as follows:
Designated Agent: Culture and Arts Policy Institute
Address: 34-41 78th Street 5J, Jackson Heights, NY 11372
Telephone Number: (718) 612-0377
E-Mail Address: info@culturepolicy.org
Please see 17 U.S.C. § 512(c)(3) for the requirements of a proper notification. Also, please note that if you knowingly misrepresent that any activity or material on our Services is infringing, you may be liable to us for certain costs and damages.
THIRD-PARTY CONTENT
We may provide information about third-party products, services, activities, or events, or we may allow third parties to make their content and information available on or through our Services (collectively, “Third-Party Content”). We provide Third-Party Content as a service to those interested in such content. Your dealings or correspondence with third parties and your use of or interaction with any Third-Party Content are solely between you and the third party. The Institute does not control or endorse, and makes no representations or warranties regarding, any Third-Party Content, and your access to and use of such Third-Party Content is at your own risk.
INDEMNIFICATION
To the fullest extent permitted by applicable law, you will indemnify, defend, and hold harmless the Institute and its officers, directors, agents, partners, and employees (individually and collectively, the “Institute Parties”) from and against any losses, liabilities, claims, demands, damages, expenses, or costs (“Claims”) arising out of or related to: (a) your access to or use of our Services, including your use of any Output; (b) your User Content or Feedback; (c) your violation of these Terms; (d) your violation, misappropriation, or infringement of any rights of another (including intellectual property rights or privacy rights); (e) your conduct in connection with our Services; or (f) a third party’s access to, download, or use of User Content that you uploaded to the Services. You agree to cooperate with the Institute Parties in defending such Claims and pay all fees, costs, and expenses associated with defending such Claims (including, but not limited to, attorneys’ fees). You also agree that the Institute Parties will have control of the defense or settlement, at our sole option, of any third-party Claims. This indemnity is in addition to, and not in lieu of, any other indemnities set forth in a written agreement between you and the Institute or the other Institute Parties.
DISCLAIMERS
YOUR USE OF OUR SERVICES IS AT YOUR SOLE RISK. EXCEPT AS OTHERWISE PROVIDED IN A WRITING BY US, OUR SERVICES AND ANY CONTENT THEREIN ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. IN ADDITION, THE INSTITUTE DOES NOT REPRESENT OR WARRANT THAT OUR SERVICES ARE ACCURATE, COMPLETE, RELIABLE, CURRENT, OR ERROR-FREE. WHILE WE ATTEMPT TO MAKE YOUR USE OF OUR SERVICES AND ANY CONTENT THEREIN SAFE, WE CANNOT AND DO NOT REPRESENT OR WARRANT THAT OUR SERVICES OR SERVERS ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. YOU ASSUME THE ENTIRE RISK AS TO THE QUALITY AND PERFORMANCE OF OUR SERVICES.
WITHOUT LIMITING THE FOREGOING, THE INSTITUTE MAKES NO REPRESENTATIONS OR WARRANTIES REGARDING THE ACCURACY, COMPLETENESS, RELIABILITY, OR SUITABILITY OF ANY USER CONTENT, DATASETS, RESEARCH MATERIALS, OR OTHER CONTENT UPLOADED BY USERS OR MADE AVAILABLE THROUGH THE SERVICES, INCLUDING ANY AI OUTPUT. USER CONTENT AND AI OUTPUT ARE PROVIDED FOR INFORMATIONAL PURPOSES ONLY AND SHOULD NOT BE RELIED UPON AS A SUBSTITUTE FOR INDEPENDENT RESEARCH, PROFESSIONAL JUDGMENT, OR EXPERT ADVICE.
LIMITATION OF LIABILITY
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE INSTITUTE AND THE OTHER INSTITUTE PARTIES WILL NOT BE LIABLE TO YOU UNDER ANY THEORY OF LIABILITY, WHETHER BASED IN CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, WARRANTY, OR OTHERWISE, FOR ANY INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, PUNITIVE, OR SPECIAL DAMAGES OR LOST PROFITS, EVEN IF THE INSTITUTE OR THE OTHER INSTITUTE PARTIES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
THE TOTAL LIABILITY OF THE INSTITUTE AND THE OTHER INSTITUTE PARTIES FOR ANY CLAIM ARISING OUT OF OR RELATING TO THESE TERMS OR OUR SERVICES, REGARDLESS OF THE FORM OF THE ACTION, IS LIMITED TO $100.
THE LIMITATIONS SET FORTH IN THIS SECTION 14 WILL NOT LIMIT OR EXCLUDE LIABILITY FOR THE GROSS NEGLIGENCE, FRAUD, OR INTENTIONAL MISCONDUCT OF THE INSTITUTE OR THE OTHER INSTITUTE PARTIES OR FOR ANY OTHER MATTERS IN WHICH LIABILITY CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW. ADDITIONALLY, SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATIONS OR EXCLUSIONS MAY NOT APPLY TO YOU.
RELEASES
USER CONTENT RELEASE
Except where prohibited by applicable law, by submitting User Content to us, you are waiving and agreeing not to assert any copyrights or “moral” rights or claim resulting from our alteration of the User Content. You hereby release and discharge the Institute and its agents, employees, and assigns, and anyone acting under their authorization, from any claims that use of any User Content as authorized herein violates any of your rights, including without limitation any rights of publicity or privacy and intellectual property rights. You understand that you will not be entitled to any additional compensation for the permission and release granted herein or for the use of any User Content as authorized herein.
GENERAL RELEASE
To the fullest extent permitted by applicable law, you release the Institute and the other Institute Parties from responsibility, liability, claims, demands, and/or damages (actual and consequential) of every kind and nature, known and unknown (including, but not limited to, claims of negligence), arising out of or related to disputes between users and the acts or omissions of third parties. If you are a consumer who resides in California, you hereby waive your rights under California Civil Code § 1542, which provides: “A general release does not extend to claims that the creditor or releasing party does not know or suspect to exist in his or her favor at the time of executing the release and that, if known by him or her, would have materially affected his or her settlement with the debtor or released party.”
TRANSFER AND PROCESSING DATA
In order for us to provide our Services, you agree that we may process, transfer, and store information about you in the United States and other countries, where you may not have the same rights and protections as you do under local law.
GOVERNING LAW AND VENUE
Any dispute arising from these Terms and your use of our Services will be governed by and construed and enforced in accordance with the laws of the State of New York, except to the extent preempted by U.S. federal law, without regard to conflict of law rules or principles (whether of the State of New York or any other jurisdiction) that would cause the application of the laws of any other jurisdiction. Any dispute between the parties will be resolved in the state or federal courts of the State of New York and the United States, respectively, sitting in New York County, New York.
MODIFYING AND TERMINATING OUR SERVICES
We reserve the right to modify our Services or to suspend or stop providing all or portions of our Services at any time. You may also stop using our Services at any time. We are not responsible for any loss or harm related to your inability to access or use our Services.
SEVERABILITY
If any provision or part of a provision of these Terms is unlawful, void, or unenforceable, that provision or part of the provision is deemed severable from these Terms and does not affect the validity and enforceability of any remaining provisions.
ELECTRONIC COMMUNICATIONS
When you use the Services, or send e-mails, messages, and other communications from your desktop or mobile device to us, you are communicating with us electronically. You consent to receive communications from us electronically. You agree that (a) all agreements and consents can be signed electronically, and (b) all notices, disclosures, and other communications that we provide to you electronically satisfy any legal requirement that such notices and other communications be in writing. The Institute may contact you by email to verify your information. The Institute may request further information from you in connection with your use of the Services, and you agree to promptly provide such further information. If you do not provide this information in the manner requested within 15 days of the request, we reserve the right to suspend, discontinue, or deny your access to and use of the Services until you provide the information to us as requested.
CONTACT US
If you have any inquiries regarding the Services, including technical support, you may contact us as follows:
Mailing Address: Culture and Arts Policy Institute, 34-41 78th Street 5J, Jackson Heights, NY 11372
Email: info@culturepolicy.org
Phone: (718) 6712-0377
MISCELLANEOUS
These Terms constitute the entire agreement between you and the Institute relating to your access to and use of our Services. Notwithstanding any other provisions of these Terms, Sections 1, 3, 4, 7 (except for the license and rights granted), 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, and this Section 22 survive any expiration or termination of these Terms. Our failure to exercise or enforce any right or provision of these Terms does not constitute a waiver of that right or provision. The section titles in these Terms are for convenience only and have no legal or contractual effect. Except as otherwise provided herein, these Terms are intended solely for the benefit of the parties and are not intended to confer third-party beneficiary rights upon any other person or entity. You agree that communications and transactions between us may be conducted electronically. These Terms may not be transferred, assigned, or delegated by you, by operation of law or otherwise, without our prior written consent, and any attempted transfer, assignment, or delegation without such consent will be void and without effect. We may freely transfer, assign, or delegate these Terms or our Services, in whole or in part, without your prior written consent.